Are you gonna retire early?

@katielass that's good. Did you have to pay penalties and stuff?

@iamnikki No, I haven't even touched my 401, been living off savings and disability.

@katielass oh so you can retire early and leave it to grow until retirment age? I didnt know that

@iamnikki Here I think you can start withdrawing it at age 59 1/2 without penalty but I'm still working on savings so no need to get into it. Hubs is on SS and I get disability and we don't have a mortgage so our living expenses are less than most people's. We used some of his 401 to build our home which is why we have no mortgage.

@katielass ohh. Did he build the house?

@iamnikki No, we had it built and paid cash for it.