Is it possible for people to forget that they have a $645 debt?

I think that's totally the case.

@CarlMarcus You need to go into loan shark mode. 🐋Hunt them down.💦🔦🔫🔪 💦 But. You should talk to them about it though. Life's real hard. Maybe they have a really good reason for being late.

Yes, that's true you are right. It's just really uncomfortable for me to do it, but I don't have a choice. Thank you Umile