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Why do people agree to homeowner associations?

I've just heard of too many on power trips and come up with crazy stupid ideas like this to trust them.

They must keep their garage doors up from 8 am to 4 pm Monday through Friday or get a $200 fine.
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I believe that these days when a builder builds a new neighborhood and starts to sell houses, they sometimes make it a condition on the deed that you've got to join the HOA. Thus if you like the neighborhood, you might be stuck with the HOA. It might be especially true with gated communities.

Personally, I've never owned a house subject to an HOA, but I used to own a condo, and those rules can be similar.
@ElwoodBlues I think there are enough non-HOA around me where people just look elsewhere.