If you are currently employed when do you think you'll be able to retire?
I used to think I'd do it at 60, but that's so unfeasible now I'm thinking 70. Hardest thing is with income and expenditure allowing little or no wriggle room to save except the compulsory superannuation (like 401k in US) I'll be renting until I stop working and probably will keep renting so will be debt-rich (with none) but asset-poor. I think a lot of people are like this now. it's not 'poverty' but it might as well be.