Which do you think would be best for Healthcare in the US?
Having to pay for health insurance to ensure treatment or having a system like the UK where you pay National Insurance weekly from your wages to pay towards it?
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Brianthesnail · 56-60, M
The main advantage of universal healthcare - for which the UK is no longer a good example - is the opportunity to focus on prevention.
Private hospitals have no incentive to prevent disease. In my experience they are usually very keen to send you for all kinds of expensive tests and procedures, charging it to the insurance company, who of course is much better at making itself money than any government, so the insurance premiums of all users get increased. Private healthcare works out most expensive precisely because you have to pay for other people's bad choices.
(But I do it anyway because it's nice to talk down to someone who has studied for so many years at university)
Private hospitals have no incentive to prevent disease. In my experience they are usually very keen to send you for all kinds of expensive tests and procedures, charging it to the insurance company, who of course is much better at making itself money than any government, so the insurance premiums of all users get increased. Private healthcare works out most expensive precisely because you have to pay for other people's bad choices.
(But I do it anyway because it's nice to talk down to someone who has studied for so many years at university)