Which do you think would be best for Healthcare in the US?
Having to pay for health insurance to ensure treatment or having a system like the UK where you pay National Insurance weekly from your wages to pay towards it?
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RealMustangGuy · 61-69, MVIP
I thinks it's clearly not a one size fits all, which is I guess why it's so difficult to come up with something. What is best for some would be worst for others.
Personally I don't want to be told I have to do anything, and I wouldn't even have health insurance if I wasn't forced to have it. What would work best for me is I just pay for any care that I might need. But I know that isn't what some others would want, thus the dilemma of coming up with something. No matter what they come up with, I think large numbers of people will be unhappy with it.
Personally I don't want to be told I have to do anything, and I wouldn't even have health insurance if I wasn't forced to have it. What would work best for me is I just pay for any care that I might need. But I know that isn't what some others would want, thus the dilemma of coming up with something. No matter what they come up with, I think large numbers of people will be unhappy with it.
Kerrigan · 41-45, F
@RealMustangGuy: Actually, that's part of the problem. People who aren't insured - get sick or injured, and can't pay to cover care. Well - those costs are real, and they get passed along to everyone else in higher provider costs. So saying "I just pay for the care i need" hasnt worked. Hospitals have over a 40% write-off rate for those that just dont pay, or can't afford to pay. The rest of us have to pay MORE because you didnt pay any.
RealMustangGuy · 61-69, MVIP
@Kerrigan: But I would never not pay for any care I wanted. I would never think of not paying any bill that I owed, as I was just not raised that way.
seneca · 70-79, M
When we pay National Insurance contributions from our wages in the UK we are paying for our health care that way. That's the uniqueness of the UK system n not having to pay some private insurance company or have to worry whether your premiums are up to date @RealMustangGuy:
RealMustangGuy · 61-69, MVIP
@seneca: But what I always did all my life until recently when our government forced me to buy health insurance (that I never use) was that I paid for all the medical stuff I wanted by just paying for it.
seneca · 70-79, M
Unless you were self employed it should surely have come out of any wages you were paid that is till gov changed it so you had to buy health insurance. Its all to the advantage of the private health insurance business these days of which probably a lot of politicians have a part or share in or own.
I think UK system is fairer but something US insurance companies would hate.
I think UK system is fairer but something US insurance companies would hate.
RealMustangGuy · 61-69, MVIP
@seneca: I don't see how the UK system is fair when you can't opt out of it. You have no choice right? Here in the U.S.A. freedom from the government is the most important thing to many of us, myself included, and being forced to do something by them just doesn't sit well with me.
And I am self employed and have been for almost my whole life.
And I am self employed and have been for almost my whole life.