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Can you answer how this can be used for home owners insurance?

I just got a letter from my insurance company for my house insurance saying they are introducing a credit rating factor. They want my permission to view my credit rating. HOW is this supposed to be considered as an insurance factor?
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SW-User
Call them maybe..there's always a number on notices to call if you have questions...maybe people with bad credit are more likely to commit fraud according to their surveys. It also might be a scam of course
MikefromEP · 51-55, M
@ibuart: I have been with the same company for many years since I bought the house
SW-User
@MikefromEP: new policy i guess..