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Ynotisay · M
I know that credit scores can influence home insurance rates in a lot of states but I'm not sure about them asking when you're already in to a policy. You should call or, better yet, find out the law in your state. If you're credit rating has improved, and it's legal for them to check, you might get a break.
MikefromEP · 51-55, M
@Ynotisay: But how can a credit rating improve insurance is my question.
Ynotisay · M
@MikefromEP: Your credit score plays a role setting the premium. It's one of the ways they determine risk. Like I said, I think it's a state by state issue so you should check.