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Can you answer how this can be used for home owners insurance?

I just got a letter from my insurance company for my house insurance saying they are introducing a credit rating factor. They want my permission to view my credit rating. HOW is this supposed to be considered as an insurance factor?

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Groofydorkgerdo · 56-60, M

Soundsike a.scam.
Report that poo.

MikefromEP · 51-55, M

@Groofydorkgerdo: It is actually from my insurance company. I still deal through my home town insurance and they sent a letter

Groofydorkgerdo · 56-60, M

@MikefromEP: Is that company reputable?

MikefromEP · 51-55, M

@Groofydorkgerdo: Yes