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At what age would you say it's appropriate to allow your child to have an iPhone?

My 14 year old wants one as her friends at school have them. My better judgement is saying no. However I don't like the thought of her missing out on account of me being over protective.

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Shadowstep · 26-30, M

I didn't get my first phone until I was 16 and I didn't get my first smartphone until 17 (it was an out dated model) and I don't find a point in buying a brand new iPhone 7 for $700 when you can just get them a $90 smartphone that has the same functionalities and near same performance as an iPhone