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At what age would you say it's appropriate to allow your child to have an iPhone?

My 14 year old wants one as her friends at school have them. My better judgement is saying no. However I don't like the thought of her missing out on account of me being over protective.
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You can get a used older iPhone for like 50$ on eBay but they need to be aware of the dangers of Internet and social media.. If they are going to have one :/ it's scary.. Idk what I'd do :/ if my kids wanted one.. But I guess most kids nowadays have them with no problem *shrugs