Would you rather have a boat or a RV?

@Stereoguy Yes, I've rented an RV. May rent one this summer. I don't see using it too often, so better to rent it than buy.

Boat is a fixed keel sailboat. Two cabins, two heads, galley, shower, etc. It's getting ready to be splashed for the season in about a week.

@Stereoguy I'm not a maniac about it, but I do get some time on the water. It's even fun just sitting in the harbor. So we'll go out for the day, come back and spend the night or two on the boat. It's a fun activity.

@Stereoguy In my harbor, on my dock, the boats are generally 38' and larger. Power boats sit unless they're fishing. Sailboats get used because it's not about a destination. Sailing is the activity.

Its a downtown harbor so people do use their boats as condos.

@Stereoguy That's why there are now boat clubs boat sharing clubs and peer to peer to a limited degree.

@Stereoguy Safer than you might think. They're on the rise

@Stereoguy I know a little something about them. The boat clubs generally have smaller power boats under 28'. As a member, you access any boat that available. There's staffing and they wipe things down between uses. You have many people using the boats several times each day. The value proposition is strong. The national clubs are Freedom, Carefree, maybe a couple locals.

The boat sharing clubs are totally different. They facilitate actual shared use of larger boats 30' and up power and sail generally with cabins. Each boat has an owner who also uses the boat along with the shared users. Users commit to an entire year of use. It's just like having your own boat. There are usually a total of 6-8 users for the entire season. Each shared user cleans up after themselves after each full or half day use. The club sanitizes the boats daily, and does a deep clean and detail weekly. National companies are SailTime and their power offering PowerTime. Maybe a couple locals as well.

@Stereoguy Makes even more sense if you're in a cold climate where the season is only 5 or 6 months long. You're talking fractional ownership which has it's own set of drawbacks. Sharing clubs are fractional use. Only 1 owner.

Boat clubs have boats that generally list out between $40,000-75,000. Sharing clubs the boats are $250,000-$500,000 or more.