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Can you be overweight with only muscle? Lol

You know how when someone says "overweight" they usually refer to it just being fat...but can you be called overweight if you have a lot of muscle?
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NativeOregonian · 51-55
Yes, I knew a guy that got turned down for life insurance back in 2004 because he was considered overweight, even though he was an amateur bodybuilder and looked like a mini version of Ahnuld during his prime.