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@rolex928 We didn't spend it. It was just Covid and hurricane Ian. We have rental properties in Florida. During Covid the Governor made all the vacationer's go home. So for a year we had no renters. We still had to pay insurance, property taxes and utilities. Then we had damage during hurricane Ian. We went a few months with no rents while we did repairs. Then our insurance company wouldn't pay off. We tried suing them and the court wouldn't hear our case so we had to repair four properties out of our own pocket. All of that together has just been to big of a drain on our finances.