He is 16 and is autistic. If he is interested in something he zones in on it to the point of going to the bathroom in his pants. If he isn't interested then after a few minutes he is done with it. Would you let him get a driver's license if he was your kid? Put him on your insurance and let him drive your car?
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The insurance carrier will have the statistical data on whether or not it's a good idea backed by hard data. I'd contact the auto insurance agent and outline everything in detail. In writing. See what they come back with.