A friend of mines son wants to get his driver's license.

Poll - Total Votes: 21

Let him get a license and drive the family car

No way! The liability is way to high.

You can only vote on one answer.

He is 16 and is autistic. If he is interested in something he zones in on it to the point of going to the bathroom in his pants. If he isn't interested then after a few minutes he is done with it. Would you let him get a driver's license if he was your kid? Put him on your insurance and let him drive your car?

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Muthafukajones · 46-50, M

So many variables…

Where I live if I put a secondary driver on my insurance and they have a crash it is their insurance rate that goes up not mine. If I had full comprehensive my car would be fixed and if they could afford the deductible then they would have to pay it if they crashed my car… if my car wasn’t something special or new I’d also be ok with someone smashing it knowing it would be repaired. I also wouldn’t loan my car to a driver whom I felt wouldn’t be a good and reasonable steward

With all these considerations I would consider loaning my vehicle.

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Muthafukajones · 46-50, M

@Stereoguy If they kill someone, commit a robbery , whatever they do it is on them.

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Muthafukajones · 46-50, M

@Stereoguy
In my country the insurance is so regulated that unless this autistic person hit and killed an entire school bus of children the settlement would never exceed my policy limit.

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Muthafukajones · 46-50, M

@Stereoguy I suspect that you may be in the United States where third party liability insurance is quite minimal… in that case I’d never loan my car. The risk is absolutely prohibitive.

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Muthafukajones · 46-50, M

@Stereoguy yes I’ve heard about third party insurance of $30K in the states. The minimum in my country is $150K and I carry a policy of $5M