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How do you make your hot chocolate milk?

I'd like something warm and sweet.
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The best hot chocolate I ever had was in Belgium. I now make it that way myself. Buy Belgian chocolates....chocolates wrapped in foil individually. They have a VERY low melting point. Heat milk and pour it in a cup....drop the chocolate in............or two if you want it richer......and stir until it melts. Ghirardelli melting chocolate wafers almost as good,