I am curious

I been watching those videos of people that been getting hit by that hurricane and huge waves. I am curious would the insurance company's cover them for the damages. I think certain companies won't cover the damage if u live in a high risk area like right next to the ocean where it will happen again and again

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jackson55 · M

It’s true. Many homes in So Cal cant be insured.

1490wayb · 61-69, M

yes insurance companies are beginning to refuse insure homes intentionally built in dangerous unstable places FINALLY. it is a foolish thing to build anything on sand or edge of a cliff

Pretzel · 70-79, M

Insurance companies like to have "exclusions"

For example - they would pay for water damage if your house had a tree fall into it and rain got in.

But not "rising waters" - floods - unless you have flood insurance.

They can also have higher deductibles for hurricanes (since they know there's going to be a lot of damage from those storms)

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