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SW-User
Depending on your situation it may not be a bad thing. If that is the case might as well move quickly towards that relief instead of slowly.
@SW-User That assumes the place i am isn't a communist shithole for the last few generations. If i fail in this i will die in poverty.

SW-User
@beras I don’t know anything about your situation but sometimes bankruptcy is a cleansing shower and everything is the same on the other side except your debt is gone. Maybe some of your creditors will work with you to avoid that outcome.
@SW-User Pretty sure my creditors are as bad as me. The problem is that i have no other skills besides being a business owner