What would you do?

Hi! Short story, I have some debt right now and it has put a lot of stress on me and has been weighing on me the last 3 years we’re I am living paycheck to paycheck even with my job who pays decent. Anywho I am relatively young and have a 401k were I have some money where I could pay off some debt that would lift a lot of this burden and stress off me.

Would you take some of that 401k out some of it to pay the debt I have now about 5000 worth or just keep paying payments for the next 3 years living paycheck to paycheck?

Btw I know there is a 10 percent penalty fee for taking some of your 401k before your supposed to.

Any help or suggestions, thanks you