Never get a credit card

It depends if you are single or married.

If you are single, most married arguments revolve around money issues. One person might be a spender and the other one a saver. The woman might regard her money as her own and not be willing to put it into the common pot.

If you are married and have joint accounts the other person can loot the bank prior to getting a divorce and leave the spouse without any money.

But if you want to manage your money wisely, set aside a pot for emergencies before anything else. A year's net income would be a good start. Don't spend any of that for ordinary expenses. You could put it in a bank's safety deposit box in cash.

Then you can start your regular savings program by putting away 20% of you net income each pay period. You can use that for regular expenses outside of your budget. And have a set budget that shows forecasts for such things as quarterly or semi-annual insurance payments and property taxes.

Have one credit card with the highest credit limit possible and another one for routine expenses that you can pay off in full each month.

And, if you are single, be sure to discuss in detail with your future spouse how you will manage your joint income and who will write the checks from your joint checking account and watch the budget.

Dont buy stuff

Work hard and save a little every time you get paid.
Patience will pay off in the long run. Live within your means.

Understand the time value of money, don't pay to use someone else's money unless absolutely necessary.

Find a rich man who about to die and get in the will

Be born protestant. 👍

Eat at home. Spend less and invest wisely.

You can flaunt off as much as you want with all the costly stuff people show off but it's not relevant. Instead. Save up. Be smart with money and the investments.

A sportscar will depreciate in time while a property will appreciate in time.

Budget for the bleakest scenario you can think of. If you can't instantly recover, or aren't on the path where that would be the case, from a house fire for example then you need to continue cutting expenses

Buyer beware

Best investment these days are seeds and ammunition.

Buy real estate.
Pay off your credit cards, every month.

If you itch for something be willing to scratch for it!

Don't ask for financial advice from anyone on SW

Save and invest rather than spending to impress.

hookers and cocaine is a no

Don't throw your money away

[quote][/quote]

Buy bitcoin

Don't spend it

Don't pay for onlyfans

Don't spend money that you do not have

Don't burn or eat your money