Do you really want to have children?

No, not even remotely. Some people make great parents and that's fantastic, some make bad parents and should never have children. I belong in the latter group. There is no way I can provide what a child needs (not just in terms of the financial stability, but their general parental needs). Rather not subject a child to that just for the sake of it... there's too many kids already suffering from broken childhoods and whatnot.