I have the money but the health part is more important. Along with that is some kind of social life or life in general. One could be healthy but in solitary confinement. Honestly, without something to look forward to I'd be happier with two fentanyl and just go to sleep.
I could drink bleach and be fine if I was guaranteed 40 healthy years, I could do insane things that nobody else could do and get a name for myself in the process gaining way more than a million.
A million dollars would make me instantly rich and retire. I'll have more than enough amount to live rest of my life without worrying about future medical and living expenses.