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What was the most horrifying experience you've ever been in?

As the title says.
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Saw a neighborhood girl fall out of a Jeep in front of our house when I was 10 yrs old. Jeep driver swerved to avoid a dog running out into the street and the motion caused her to fall as she did not have her seatbelt on and there were no doors on the jeep. She landed on her head, was seriously injured, but recovered.