Well we deposited the first 500 towards my trip up to Canada.
We opened with the local credit union, OnPoint.
I've got plans now, next month we have to swap the Direct Deposit from Social Security into OnPoint and close out with KeyBank wh I'm forced to Visit with every month to move money into my Business Checking account with Bank of America, which I'm now also thinking i'm going to close out my Checkings, and savings accounts with Along with the business account and open with OnPoint.
Again, especially because it helps the Local community out far more. I've long commented on this whole Banking issue that the Credit unions belong to their membership whereas the Banks do to whoomever can afford to buy their Shares.
Which in effect means if the Credit union makes money they spend it on their members, their Rates of Yield as well as their Loan rates are muchh better.
The common wisdom in the culture is wrong, You don't just use a Credit union for getting a Car loan, you oughht do all of your Banking with them.
So I'm about to close oout a Good 6000 Dollar Business Account to move it over into an OnPoint Business account with our Local Credit union.
The strucutal flaw of having Shareholders is they capture the profits.
which means they cannot truly compete with the Credit unions, nobody should be using the banks at all. They only compete thrughh shit like having Banking apps for your phone and the Credit unions are catching up on tech anyways.
we are consolidating bank accounts.
[media=https://youtu.be/80NdlXaHLYI]
[media=https://youtu.be/jMxML2HNuMI]
I've got plans now, next month we have to swap the Direct Deposit from Social Security into OnPoint and close out with KeyBank wh I'm forced to Visit with every month to move money into my Business Checking account with Bank of America, which I'm now also thinking i'm going to close out my Checkings, and savings accounts with Along with the business account and open with OnPoint.
Again, especially because it helps the Local community out far more. I've long commented on this whole Banking issue that the Credit unions belong to their membership whereas the Banks do to whoomever can afford to buy their Shares.
Which in effect means if the Credit union makes money they spend it on their members, their Rates of Yield as well as their Loan rates are muchh better.
The common wisdom in the culture is wrong, You don't just use a Credit union for getting a Car loan, you oughht do all of your Banking with them.
So I'm about to close oout a Good 6000 Dollar Business Account to move it over into an OnPoint Business account with our Local Credit union.
The strucutal flaw of having Shareholders is they capture the profits.
which means they cannot truly compete with the Credit unions, nobody should be using the banks at all. They only compete thrughh shit like having Banking apps for your phone and the Credit unions are catching up on tech anyways.
we are consolidating bank accounts.
[media=https://youtu.be/80NdlXaHLYI]
[media=https://youtu.be/jMxML2HNuMI]
