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How does an insurance decide that you DONT need a surgical procedure that your doctors say you NEED

It’s worse when they recognize you need the procedure but it’s not “something they cover”
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Jackaloftheazuresand · 31-35, M
need for what?
KaysHealingPath · 36-40, F
@Jackaloftheazuresand to ensure a pregnancy makes it term.

Or lifesaving medical treatment.

It’s not the first time.