How hard is it to get into grad school and do a PhD

I guess you gotta be smart but do you have to be super smart and successful or just cleverish is ok? and is it expensive?

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HowtoDestroyAngels · 46-50, M

I've got 8 credit hours left to go on my masters that I never finished, but I'm thinking about it and then getting my PhD afterwards. I'm sure it will cost me an arm and a leg, but I just want to be able to say that I did it, even if I'm not doing anything with my BA anymore.