Should i defer my education?

I'm 23 half (3 may 1996), minimally qualified and am semi-homeless, i'm doing a certificate 3 in accounting and hope to do diploma level. I'm about mid-way and looking to defer. Should i do it whilst i move out? It's be a period of peak turmoil in my immediate existence, but overall advantageous, right? I personally don't know but am leaning towards it, also my transition is something i'd like to do alongside my study