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How much longer to stay in what I feel is a stagnant job

If you're doing a job that pays well, your good at and you know you'll be doing the exact same thing forever there that you've done forever and you've been ready for the next chapter of your career for a long time how long do you stay?
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I kinda had that same feeling at my last gig (some 20 years ago...).

It took a RIF and getting let go for me to finally launch my business (still going strong). I remember one of the more friendly directors came to my office when I was packing up my things and said "_______, what are you going to do?"

And I remember my reply as if it were yesterday "Linda, I have been thinking of doing something else, somewhere else, for quite some time now. I'll be fine"

So to answer your question: When you are in a position to smoothly transition. Generally, that occurs when you are financially ready to turn the page to the next chapter.