I Want to Own and Operate My Own Small Business

I am so sick of working under others. I want to own my own business.
I am thinking of opening a small workshop for recycling for decoration purposes.
the only obstacle I am facing is money, because banks won't give me a loan since I am not a college graduate and I have no experience. I know that I can make it, because I have it in me and there is no one in my area that uses waste to turn it into decoration products..
I really really wish I can make it !!