I Am Struggling With Life

I have been retired for over four and a half years, at the beginning i felt quite well of but as time has passed i am getting hard up, looking to where i can cut back, i used to think before i retired i would be going on cruises and really interesting holidays but alas not to be, cheap coach tours if i am lucky, i used to hear before i retired about people retired and having a great time going places, the thing was i sacrificed over the years paying into a works pension expecting to have a better standard of life and to be no better of than those that never bothered paying into a pension at all obviously i was the MUG.