If you have some spare cash, invest in Cryptocurrencies. After the economy fails and the Euro crashes, and the debt bombs mature, people will invest in cryptos to move money around and avoid taxes. Ripple, Cardano, Tezos , Doge, BTC Cash, BAT and XLM will rise at greater multiples than other coins. Buy now, hold them for 2,3 years......and you will be doing much better. They are a better risk than buying gold or silver......greater multiples of growth.