How am I supposed to tell my dad I’m in debt and not spending money on stupid shit like he accuses me of?

So back when I got my first car I would pay my dad 200-400 a month to set aside for me as an emergency fund. It’s still my money, but it’s not easily accessible.
Anyway between the last minute apartment I had to get thanks to a failed engagement I used 3k of it. But also to help pay for gas and insurance and food I ended up taking some pay day loans.
Well let’s put it this way. I was supposed to have an 1100 check from work. After all loan payments were taken out I was left with just under 200.
So I asked my dad to send me some money from the 1300 I have saved.
My dad immediately accused me of using it on weed and partying. And I told him I wish it was cause then I’d have more fun. But I’ve literally been living off rice and eggs for the past month and a half. And I have friends that help out. But still.

Idk how to tell my dad about what’s really going on because I know he’s just going to give me a massive lecture. Thankfully my apartment manager is super cool and lets me do payments of what I can so I’m not worried about the rent I just pay what I can as I go.
But ugh. Idk what to do or how to word it to him cause I know either way I’m going to get yelled at by him. Which is why I hid it for so long.