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I Am Shocked

Shocked isnt the word my credit score is the lowest of the low can't believe i dont understand it tho other people in worser debt and late at payments but yet there score higher its only afew debts i got behind with i ak really shicked and upset.

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Picklebobble · 56-60, M

Lots of things can affect your credit score.
For example: number of jobs in quick succession.
Different addresses over a ten year period.
Store cards.
Monthly outgoings.
Even the area you live in can be a factor.
As a wise old man, take my advice.
Try and do without credit.
If you absolutely need it. Go through your bank or credit union.
Try and reduce all your outgoings. Surplus cash is king !!