Advice plssss🙏😘 I'm in my early 20's, graduated college and working 2 jobs rn, one full time...

Money is everything it’s fake it’s paper and ink we spend our whole life chasing it ! Yes it’s hard to live without but take time snd invest in the things that make you happy and the people who love you

ScarletWitch · 26-30, F

Congrats. I can't save because I pay rent and food every month. Good luck saving when you live on your own. It's nearly impossible.

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MrAverage1965 · 61-69, M

As the student loan is at zero interest you are right to leave your money in the savings account even though it's only getting 1% interest
As soon as they start charging interest in the student loan you should consider paying it off

As for investing it's probably not a good thing as they are usually considered medium to long term, so at least 5 years. They also carry a degree of risk which in current times with the unknowns of covid are higher than ever.

MrBlueGuy

You're doing fine just pay off your remaining debt as fast as you can.

ABCDEF7 · M

https://similarworlds.com/3151544-I-Like-to-Share-Good-Thoughts-and-Sayings/2448749-Lessons-From-Great-People-Warren-Buffet-On-Earning

ViciDraco · 36-40, M

For the short term, I'd knock out that debt.

Figure out what the going rate for used cars in your area is. You'll probably want to keep a down payment for such an amount liquid in bank in case you need it quickly.

The rest depends on how much work you want to do. If not much, index funds like the S&P tend to do well over the long term. But you need to be able to let the money sit and ride out the short term market waves.

If you are interested in something a little more active, I'd investigate dividend stocks with a DRIP set up. That basically buys new stocks with the dividend money made. But you'll need to do more work to understand the health of companies.

BiasForAction · M

You could use some long-term savings plan but honestly it’s best if you paid your debts off first and avoided interest payments

GabbySA8 · 18-21, F

What did you major in

candycane · 31-35, F

Id pay off all depts keep the car if its running good and save again