I Screwed Up

I got so excited, I finally was able to get my credit card debt down to £1,000. So, I went nearly to the bottom of my current account overdraft limit to do it. But some PayPal payments didn't go out until next day. And a cheque to HMRC also went out. So now I'm £3.48 over my current account overdraft. No doubt there will be a fine of £15 for that. I could go up to the post office and pay in £5 I have in my wallet (Co-Operative Bank so that's instantaneous) which would avoid the fine since it's only fined for complete days, allowing payments in and out to occur that you might try to correct mistakes with.

But, I should've been asleep an hour ago because I'm up at 4am tomorrow and I was shattered today already.

GRRRRR. I thought I was past this sort of problem. Turns out £1k was just too tempting a target. So close and yet so far. :(