Watch me go from a hundred to zero..

use your education and charisma to get a job, then

you're young.
you'll go from zero to hero and back again a number of times.
enjoy it.
once you hit late 30's there's no more zreo or hero, just boring.

Honestly in this day and age it's a bit ridiculous to judge someone based on not having a job or apartment. I don't know where you live in the world, or how old you are, but in my part of the world unemployment is at an all time low. I barely know anyone with that sort of 'stable', 'adult' life. The world has changed and anyone who still judges millennials (don't know if you actually are a millennial or not, sorry for the assumption) is pretty out of touch. There just isn't enough work any more for everyone to have that kind of life.

ur just 18-21 ..u have an ocean of opportunities in front of you, based on how you have described of yourself ;)

You can change those things. You are off to a good start.

Do what ya gotta do. Nobody wants to do it. I'm struggling to get out, too.

at your age, I don't think that pushes you quite to zero. everyone has things to work on.

if you can cook well, theres always a market for that. its a start.

;)