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Ynotisay · M
@akindheart Good for you. Companies need to be reminded of how these types of relationships work. I'm sure they come from a place of assuming the worst. People don't pay their debts. But that needs to go out the window when they're dealing with those who do. We call the shots on who we work with. Hope it all works out.
billybcgn25 · 70-79, M
Decades ago, on a whim and knowing i would not qualify, l applied for an AmEx green card. My dad had one, as well as Carte Blanc and Diners Club.
Surprisingly, one arrived in the mail just weeks before separating out of the US Navy. I was quite pleased that my credit rating was good enough for an AmEx green, later gold, and eventually, a [i]platinum[/i] card.
However, after 40+ years of a great experience and relationship with AmEx, they went "woke." Apparently, "Membership Has its Privileges" (tm), had been translated into "Membership has its [White, Cisgendered, RAY-cist (tm), homophobic, transphobic, and xenophobic] Privileges."
Consequently, with great angst, guilt, and penitence, i renounced my AmEx "privileges." And made a good faith effort to let them know that their new, woke business model sucked.
It was a privilege cutting up both cards.
Surprisingly, one arrived in the mail just weeks before separating out of the US Navy. I was quite pleased that my credit rating was good enough for an AmEx green, later gold, and eventually, a [i]platinum[/i] card.
However, after 40+ years of a great experience and relationship with AmEx, they went "woke." Apparently, "Membership Has its Privileges" (tm), had been translated into "Membership has its [White, Cisgendered, RAY-cist (tm), homophobic, transphobic, and xenophobic] Privileges."
Consequently, with great angst, guilt, and penitence, i renounced my AmEx "privileges." And made a good faith effort to let them know that their new, woke business model sucked.
It was a privilege cutting up both cards.
akindheart · 61-69, F
@billybcgn25 i have a gold card and it allows me perks flying . I learned the hard way about cutting up credit cards. i will keep this around and use it for flying. but i will never charge on it once its paid off
Magnolia21 · 22-25, F
4meAndyou · F
Paypal Credit will take a payment made in the next month and suck it backward into the previous month. I have called them up, practically crying, to complain of this practice...and told them they would get no more money that month because I didn't have any more to give them. They ended up fixing it...THAT time.
akindheart · 61-69, F
@heavyone2 there was no way i wasgoing to use this 29% card. it w as only for 7500. But it tanked it. I am moving it back up now
akindheart · 61-69, F
They do this on purpose. I had couple of late payments because their site was not available when I was making payment and I didn't remember to go back to pay. They also charge interest for two cycles rather than one if you had a late payment. I stopped using it and will consider cancelling it when my points are used up.
Ambroseguy80 · 51-55, M
akindheart · 61-69, F
@Ambroseguy80 i dont even know how i got it. But i keep it for priority boarding with Delta. if you cancel it, it will screw up your credit report
Ambroseguy80 · 51-55, M
@akindheart I get ya. And totally not understanding of the payment error.
akindheart · 61-69, F
@Ambroseguy80 i honestly don't know how that happened. but i paid it on the spot. all 35.00 dollars.
akindheart · 61-69, F
SW-User
@akindheart yeah, it isn't good to close them out or even to not use them. Just a small purchase every once in a while seems to keep everyone happy.
Crazywaterspring · 61-69, M
AMEX jacked up my rate from 12% to 30% just because I pay in time and in full. That was a few years ago.
Capital One sat on a payment just so they could charge me a late fee. I pay in full every month. I stiffed the bastards on that rolling late fee. It wound up north of a hundred dollars in fees.
I pay my cards off and on time every month and have for years.
Capital One sat on a payment just so they could charge me a late fee. I pay in full every month. I stiffed the bastards on that rolling late fee. It wound up north of a hundred dollars in fees.
I pay my cards off and on time every month and have for years.
akindheart · 61-69, F
@Crazywaterspring i am paying them off and will never use them again. i have been using my social security to pay off debt so i can retire
LunarOrbit · 56-60, M
akindheart · 61-69, F
@LunarOrbit oh gosh. i will not use them. I have a bank of america card that is pretty good.
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