My Bank pays me an interest rate of 0.466% [I Hate Banks]

1 percent on checking if you maintain a balance of 3 thousand dollars

Almost like they sit around smoking cigars laughing their tits off.. whilst conspiring to make sure we all get a shit deal.

Imagine if one broke away and offered a way better deal.. would they not steal all the other bank bizz?

So why dont they?

CRONY capitalism

That's a lot 😲 I get 0.01% for savings I can withdraw immediately. If I'm willing to announce a withdrawal 90 days ahead, I'll get 0.02%. And for the part above € 100,000 it's -0.5%. (That doesn't apply to me though.)

1% if you lock it down

I get no interest at all...

This link seems to claim the best available for saving account is 0.57% (and I'm not sure it's the best banks offering the higher percentage either).

https://www.bankrate.com/banking/savings/rates/

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0.0

Well if u don't like banks u could buy a safe and keep your money in it