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How do I even handle this?

Got a notification from my bank that my credit card was charged $756.25 on Amazon. I'm here freaking out because I'm thinking someone defrauded me.

Nope..it's my kids! Took my card and went on a shopping spree 馃槕 I left my wallet on the countertop and forgot to take it up

They'd never do crap like this to their mom
JustA
36-40, M
44 replies 129 views Oct 17, 2020
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Edited: 3 yrs ago
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BalmyNites 路 F
Unauthorised transaction - get your bank to recall the money
+ 2 路 Reply 路 Translate 路 Oct 17, 2020
JustA 路 36-40, M
@BalmyNites so basically what the bank is saying is that the card wasn't really charged but an authorization hold placed on it for the amount of the transaction. the card actually gets charged and the money released when Amazon ships that items.
+ 1 路 Reply 路 Translate 路 Oct 17, 2020 路 Edited: 3 yrs ago
BalmyNites 路 F
@JustA So it鈥檚 simple - if Amazon say it鈥檚 too late to cancel because the order is despatching/despatched, then wait until the parcel arrives & refuse to accept it - in which case, it will be returned to the Amazon fulfilment centre. Under distance selling regulations, you have the right to cancel right up to & beyond, the point of delivery. There鈥檚 no way I鈥檇 allow those kids to get away with that. Get your money refunded, cancel your card & don鈥檛 give them your new card details
+ 0 路 Reply 路 Translate 路 Oct 17, 2020
JustA 路 36-40, M
@BalmyNites it didn't go that far so I'll get my money back. I made them cancel the order and now they're all grounded.
+ 1 路 Reply 路 Translate 路 Oct 17, 2020
BalmyNites 路 F
@JustA That鈥檚 good to hear
+ 0 路 Reply 路 Translate 路 Oct 17, 2020