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Let's say you have 4k in savings... [I Ramble]

And you're going to use it to move away to another country and stay with someone while you get your life together.

But a relative knows you have that amount and they want to borrow it to buy their own stuff/pay bills.

Are you obligated to give it to them? Or is it okay to say, "No, that's my savings to move with."


* This is a serious question btw... 😥
SW-User
Hell no, don't give them crap. Tell them you already used it to pay off something important if you have to lie. I can give you a billion lies and even then some😏
JupiterDreams · 31-35
@SW-User I'll keep that in mind haha
KristinaM · 36-40, F
No you are absolutely not obligated to loan your life savings out. You may never get it back. Your first obligation is to yourself.
JupiterDreams · 31-35
@KristinaM True... 🌷
Roadsterrider · 56-60, M
NO, you are not obligated help anyone. I recently inherited a 5 acre tract of land from my mother when she passed away. There was a considerable sum sent to me for oil and gas royalties from the property, about $75,000. People were coming out of the woodwork to get a part of the cash. I helped all three of my children out with a portion of the money, bought a few things I wanted with some of it and the rest went into savings. I am hoping to retire in a few years and whatever I can amass in savings will make my retirement more likely to be a success. It seems like more and more people feel it is someone else's responsibility to bail them out when they over extend themselves. I have overextended myself a few times over the years, and I always managed to dig myself out, sometimes it hurt more than others. But, it was my own fault and I didn't expect anyone else to help me. I have one son who doesn't ask for money, he wants to do his own thing, one son who feels I am obligated to bail him out of whatever mess he gets himself into. And one daughter who absolutely hates to ask for help. Sometimes it is hard to say no to my oldest some when he gets himself in a fix and needs a bail out. At some point, he needs to be a grown up about his actions though. In the great scheme of things I try to decide if they need help because they did something bone headed or they are just a victim of circumstances, in that case I am more likely to try to help. I try to just let them ride out the bone headed stuff.

If your relative wants to pay off bills and buy stuff, I would say they needed to save a little cash each payday till they can afford what they want instead of expecting you to pick up the tab.
JupiterDreams · 31-35
@Roadsterrider Thank you, that makes a lot of sense 🌷
Roadsterrider · 56-60, M
@JupiterDreams I am sorry to say that it took me till about 35 years or so to figure out I needed to save something instead of spending every dime between paychecks. Even a few dollars a month will eventually add up to a significant sum.
JupiterDreams · 31-35
@Roadsterrider That's true! ☺️
LucyFuhr · 56-60, F
The only person you're obligated to is YOU!
That's not just your money, that's your [b][i][u]dream[/u][/i][/b].
JupiterDreams · 31-35
@LucyFuhr Thank you 🌷
GLITTER · 36-40, F
No. It’s your money. You do what you want with it
JupiterDreams · 31-35
@GLITTER 🌷
kodiac · 22-25, M
If they don't have money now how are they going to pay you back? If you give odds are you won't get it back and will lose that person from your life,if you don't give it you may lose them but at least you still have your money.
JupiterDreams · 31-35
@kodiac 🌺 Thank you
my relatives have no freakin clue how much i have and i will keep it that way. LOL
JupiterDreams · 31-35
@SheCallsMeCrushDaddy Lest they start to swarm like a zombie horde.
@MrBlueGuy 90 percent of them are no problem..... but there are a couple who are money grubbers. they are on a need to know basis..... and they dont need to know shit. LOL
SW-User
No, say that it’s in a fixed deposit acc so you can’t help it
JupiterDreams · 31-35
@SW-User I'll keep that in mind 😯
Darkskiescoming · 51-55, M
Money and families do not mix well.
JupiterDreams · 31-35
@Darkskiescoming Ooo I know, I've loaned money in the past... Never got any back. One time it was $600, the other was 2k 😕
Darkskiescoming · 51-55, M
@JupiterDreams You just answered your own question.....It is YOUR money
Lackwittyname · 51-55, M
No, it is your savings, you are the one that planned and saved. Regardless of the situation of the relative, poor planning or something tragic happened, you have to do for yourself to better yourself.
JupiterDreams · 31-35
MiserableAtBest · 18-21, F
Piece of advice, never tell them exactly how much you have saved, if you must, downplay the real number.

You aren’t obligated to give them anything if you don’t wish to.
JupiterDreams · 31-35
@MiserableAtBest Thank you 🌷
WanderingThrough · 31-35, F
I think that you should go ahead with your plan. I’m sure that you worked hard to earn that money and one thing I’ve learnt is that once you lend it, there’s no guarantee you’ll ever get it back. It sounds like your plan is really important for your mental health, so you shouldn’t sacrifice that just to make someone else happy. They will figure out how to do what they need to without your money. 🤷🏻‍♀️
JupiterDreams · 31-35
Muthafukajones · 46-50, M
@WanderingThrough I was just thinking about how loan shark interest rates really do reflect the true risk of loaning anyone money. It’s a high risk venture… even for a bank…. Let alone a person with no means of collection.
Gangstress · 41-45, F
No. Are they the same people you're staying with?
Gangstress · 41-45, F
@JupiterDreams that sucks, if a friend needed lodgings, I'd give them that, but the rest is up to me,I'd never put my financial concern on anyone but me

The saying no is hard but be polite. You have your own concerns,and alas,they come first x
JupiterDreams · 31-35
@Gangstress Definitely... Thank you 🌷
Gangstress · 41-45, F
@JupiterDreams Queenofquirks response is a good one! And one where they can't make ya feel bad x
DragonFruit · 61-69, M
Unless you owe money to the relative, you have no obligation to give them any of your money.
JupiterDreams · 31-35
GunFinger · F
It's your money. You earned it so you have the right to say no. You're not being selfish by doing so. Sometimes you have to take good care of yourself first.
JupiterDreams · 31-35
@GunFinger 🤗🌺
JupiterDreams · 31-35
@JupiterDreams Ooops sorry for the double message 😅
GunFinger · F
@JupiterDreams all good. Double hugs, and 2 flowers. Thank you.🤗🤗
MarineBob · 56-60, M
That is YOUR money
JupiterDreams · 31-35
@MarineBob True...
FaeLuna · 31-35, F
No, you should never be feel obligated to give money to a relative. It's your money that you earned, and they have no say in what happens to it. They can ask all they want, but you absolutely can refuse.
JupiterDreams · 31-35
@FaeLuna 🌷
It’s your money, no obligation to do anything with it.
Remember, it’s your dreams, and life with which you were going to use it for. If you lend it, and can’t use it, you’re putting your life on hold for someone else
JupiterDreams · 31-35
AnthroKenji · 36-40, M
Ah, I have more than 4k, but currently I'm using it to buy a house. However, I do feel the urge to pay off the immediate bills my mom and sister have.

I think there will be time to do that in the future. I don't feel the need to spend it on someone that's NOT family. Maybe I will one day.

I'm not obligated to give it to them, but I am to help out here and there, but thankfully they know what I'm trying to do with my savings and are very supportive.

Lastly, THANKFULLY they can take care of themselves. I can't imaagine having to take care of debt for siblings. I'm sure there's many dealing with that issue.
JupiterDreams · 31-35
JustNik · 51-55, F
You are most certainly NOT obligated! You worked toward a goal of living YOUR life the way you wanted to. They should learn from your actions. Be strong!! 🤗
JupiterDreams · 31-35
@JustNik 🤗
WillaKissing · 56-60
First of all it is your hard earned and saved money, so it is for you and not a family member. They can make their own more to pay their own bills and to buy their own things.

Second of all if you are going to a foreign country yo meet a person and to get settled in. You will need your $4000 to buy things, settling in, and heaven forbid it the situation does not workout. You will need money to return home on.

Sorry that family member can work like you did to get what they need.
JupiterDreams · 31-35
@WillaKissing 🌺 Thank you
WillaKissing · 56-60
@JupiterDreams You are quite welcome
atlantic59 · 61-69, M
The answer is absolute No! They will never pay it back and it will create animosity that spreads...
JupiterDreams · 31-35
Bushmanoz · 56-60, M
it's not my business, but dont you dare loan them the money, get your life together, that is your number 1 priority. You saved, they could too if they wanted. Do not let them guilt you into thinking you are obligated to in any way
JupiterDreams · 31-35
@Bushmanoz Thank you 🌷
atlantic59 · 61-69, M
Tell them you are supporting a prostitute whom you really believe in, and now is not the time to stop that arrangement
tallpowerhouseblonde · 31-35, F
The money is yours,I would advice not lending it to a relative.They ran up the dept it is their job to pay not yours.The chance of seeing the money again is very small if you loan it to someone that is financially irresponsible.There is a reason they are in debt.You can be sure you will end up on non speaking terms and out of pocket when the relative does not return your money.
JupiterDreams · 31-35
toddr13 · 46-50, M
That's your money, and you are not obligated to give it to anyone else. However, if there were an emergency, such as they are about to get kicked out of the house, and I could replenish the funds before I was going, either through repayment or my own means, I would consider a short-term loan. With respect to their bills and such, that's for them to solve, not you.
JupiterDreams · 31-35
@toddr13 🌺
DunningKruger · 61-69, M
You say no. I don't know why this is even a question.
JupiterDreams · 31-35
@DunningKruger I struggle with saying [i]no[/i] and I've never really learned boundaries or when it's okay to think of myself... I feel guilt whenever I do, like I'm selfish 😥
DunningKruger · 61-69, M
@JupiterDreams Quoting Zoe Bee from YouTube: "Do no harm — but take no shit."
You are not responsible to anybody else financially except your children. If they need to borrow the money from you it generally means they don't have it of their own.. how are they going to get it back to you? Wherever they are going to get THAT money from is also where they should get it from in the first place.
JupiterDreams · 31-35
@MrBlueGuy 🌷
You are never obligated to loan money. Period.
JupiterDreams · 31-35
Muthafukajones · 46-50, M
Keep this in mind always.

We all have problems hopes and dreams.

Nobody else is more important than anything you want or have.

The decision to help anyone is not an imperative. It is always a choice and morality plays no part in it.

Live your best life and do what is best for you always.
JupiterDreams · 31-35
@Muthafukajones Thank you 💛🌺
masterofyou · 70-79, M
Never lend money to relatives, its always bad....
Zaphod42 · 46-50, M
You earned that money and are under absolutely no obligation to give/lend it away.

That said, I suppose it really depends on how close I am to that person and how dependable they’ve proven to be at repaying a loan by a designated date.
JupiterDreams · 31-35
@Zaphod42 🌺
Sunflower2021 · 31-35, F
You can't help anyone if it will set you back. Your not obligated to help, do what makes you happy. It's your money and they will have to find another way. Also don't ever talk about your money with other people. They'll always want a piece of it.
JupiterDreams · 31-35
GuyWithOpinions · 31-35, M
Fuck no! Its your money! You made it. It is yours no matter what. I can understand helping out family but they hve to help themselves. They need to earn thwir own money not take it from their own family. Thats petty of them.
JupiterDreams · 31-35
@GuyWithOpinions 🤗🌺
Coppercoil · M
Kick them in the nads or ovaries, so they can't have anymore selfish greedy children.. no.. you don't give them shit. Unless a parent and they've been supporting you in some way.
JupiterDreams · 31-35
Coppercoil · M
@JupiterDreams you good people jup! It's ok for good people to smash up bad people! ❤️🤗
Nayla · 51-55, F
Why on earth would you be obligated to give anyone your money? Your relative can get a job and earn extra income to pay for their own stuff. That is YOUR money and ONLY YOURS
JupiterDreams · 31-35
@Nayla 🌷
OnePatheticClown · 51-55, M
No. You're not obligated to do so, and neither to give explanations on what the money is for, maybe out of courtesy mention just that you already have that money allocated to something.
JupiterDreams · 31-35
elafina · 36-40, F
Get your life together and hugs your way JupiterDreams 🤗 move to that other country, get your money with you and good luck!
JupiterDreams · 31-35
@elafina Thank you 🤗
elafina · 36-40, F
@JupiterDreams you deserve to dream and to fill yourself with excitement about your upcoming change!
JupiterDreams · 31-35
@elafina Thank you so much 💛🤗
SW-User
No. That's your money. You've worked hard to have it, and it's for a specific goal. Just be honest, and tell them you're using it to move.
JupiterDreams · 31-35
@SW-User 🌺
Ryannnnnn · 31-35, M
Pfft no wtf. If they're having to borrow that much money then I doubt you'll be getting it back either. That's your savings.
JupiterDreams · 31-35
@Ryannnnnn 🌷
Firecat33 · 61-69, M
I'm sorry but I have plans for the hard earned money that I earned. You know I need to live too!
JupiterDreams · 31-35
@Firecat33 🌺
SW-User
Absolutely in no obligation to give them your money. Pick which ever is more important to you.
JupiterDreams · 31-35
@SW-User 🌺
JoePourMan · 61-69, M
Your savings. You are under no obligation to bail out someone who doesn't know how to save
JupiterDreams · 31-35
meJess · F
yes, unless its medical or something they need, not want. Them maybe you would want to help anyway.
JupiterDreams · 31-35
@meJess 🌺
JoyfulSilence · 46-50, M
I would decline. You need it and it may be a while before they can pay you back.
JupiterDreams · 31-35
FurryFace · 61-69, M
i wish i had 4 k saved up , i can't make a decision on what you're to say or think
JupiterDreams · 31-35
@FurryFace I'm sorry 🤗
Yulianna · 22-25, F
🙄 look after yourself, no one else will.
JupiterDreams · 31-35
@Yulianna I knooow now 😥
Yulianna · 22-25, F
@JupiterDreams 🤗🌻
AllelujahHaptism · 36-40, M
its more than ok to say no
& overall i think its best to do so aswell
JupiterDreams · 31-35
passingby8 · 31-35, F
Definitely say no.Especially if they don't treat u right.
JupiterDreams · 31-35
@passingby8 🤗🌺
ExtremeNext · 31-35
I really need the money wifey 😇
JupiterDreams · 31-35
@ExtremeNext I'm sorry, wifey, but noo 🥺
ExtremeNext · 31-35
@JupiterDreams you don't love me 😫
JupiterDreams · 31-35
@ExtremeNext I dooo, bby, besides... You know I'm a housewifey 😜

 
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