Ever stopped to think about how if tomorrow everyone started to act fiscally responsible the worldwide economy would crash overnight?

Our current set-up is too dependent on people buying crap they don't really need and sometimes barely even want with money they don't really have. The answer thrown around is to be more disciplined and more responsible. But if people really were, then it'd get ugly fast.

Maybe better on the other end, but a truly dark period until we got there.