Have you ever found yourself with a really bad car loan?

It's called a predatory loan. Illegal in some states. They are not going to respect you, so have an attorney send them a letter. The least that should happen is they modify the loan to a reasonable interest so you can actually pay it off. Have attorney check with state consumer affairs. They might be investigating this dealer. Sue if they damage your credit rating.

That is very very unreasonable. I have never heard of that kind of interest rate on an auto loan. Also interest is typically paid first. You should notice the principle balance dropping faster with time.

wow!! there's not chance you could refinance it with a lower rate?

Wait...29%? So that wasnt a typo? That cant be right. You mean 2.9?

Never paid that much..
The state cap here is 19 percent

You in Arizona?

Have you tried to refinance it?

I avoid finance