Are you frugal?
The only time I spend is on vacations and my wine. Apart from that, I budget and save.
I save water by showering at work, save on gym fees by using our corporate gym. Internet, technological devices and car are all work tools. I use it for personal use within reason. I save money in that area.
I hardly ever buy lunch or eat out. Work has a yearly clothing allowance. I use half to purchase clothes for work and the rest in personal clothing items. My sister in laws are impulsive shoppers and love to order clothing online, 70% of the time, clothing is small and they usually throw it my way.
I save water by showering at work, save on gym fees by using our corporate gym. Internet, technological devices and car are all work tools. I use it for personal use within reason. I save money in that area.
I hardly ever buy lunch or eat out. Work has a yearly clothing allowance. I use half to purchase clothes for work and the rest in personal clothing items. My sister in laws are impulsive shoppers and love to order clothing online, 70% of the time, clothing is small and they usually throw it my way.
